THE ULTIMATE SOLUTION

Our sophisticated, state-of-the-art Premium Collection Facilitation System provides a comprehensive solution for Warranty Administrators, Insurers and Motor Dealers in the second-hand vehicle sector.

As the pioneers of split invoicing technology since 2009, we enable Motor Dealers to avoid the complexities of collecting premiums in their own name while ensuring full compliance with FAIS, VAT, and financial regulations.

Premium Collection System

How Our Patented System Works

Our proprietary split-invoice technology streamlines warranty premium collection with full regulatory compliance

1
Motor Dealer Initiates Invoice

Warranty invoice is created on our system via a Dealer platform or on our website

2
Generate VAT-Compliant Invoice

System creates insurer-specific invoice in the name of the insurer for the premium amount

3
Invoice Sent to Bank

Both dealer and warranty invoices are presented to the credit provider for payment

4
Bank Pays Premium

Payment made directly to dealership for vehicle and to insurer's managed account for premium

5
Automatic Allocation & Payment

Debella pays commission to dealer and premium to insurer weekly with full reconciliation

6
VAT-Compliant Reporting

Automatic generation of bordereaux and comprehensive reports for all parties

Comprehensive Premium Collection Facilitation

Established Industry Partnerships

We have established agreements with all leading warranty providers and non-life insurers who underwrite extended motor warranties. These agreements authorize our company to perform direct collection of premiums on behalf of Insurers and Warranty Administrators.

Seamless Integration & API Access

Our system integrates with major dealer platforms, simplifying warranty invoice generation and eliminating duplication of effort. We offer a comprehensive API to facilitate integration with any dealer platform or proprietary system, ensuring seamless operation with your existing workflows.

Automated Processing & Reconciliation

Once premiums are paid, funds are automatically allocated to respective invoices by our system. We determine commissions and other charges payable to motor dealers, with payments made weekly. Each payment is accompanied by a VAT-compliant bordereau.

Complete Audit Trail & Record Keeping

We maintain permanent records including all original tax invoices, credit notes, debit notes, and full details of all parties involved. A complete audit trail of all transactions is permanently maintained, with the system customizable to accommodate varying instructions from different warranty administrators.

Comprehensive Query Management

All system, invoicing, deposit and pay-out queries are handled by Debella. Similarly, any reversals or upliftments that need to be processed are managed entirely by our team, removing administrative burden from your dealership.


Get Started Today

Join the growing network of successful Motor Dealers who have streamlined their warranty premium collections and eliminated administrative burdens.

TEL: 010-590-3032

Email: support@debella.co.za

SCHEDULE DEMONSTRATION

System Deployment

Our system is ready to deploy with minimal disruption to your existing operations.

  • No complex setup required
  • Works with existing systems
  • Full training provided
  • Ongoing support included

Benefits for Motor Dealers

Focus on selling vehicles while we handle the complexity of premium collection

Simplified Administration

Focus on selling vehicles, not managing complex premium collection processes

Regulatory Compliance

Full adherence to FAIS, VAT, and other applicable legislation

Fiduciary Relief

Removal of personal liability for directors and owners, relieving you of onerous fiduciary responsibilities imposed by financial regulations

Streamlined Financial Processes

Weekly commission payments with clear, detailed reporting

Seamless Integration

Works with your existing dealer management system via comprehensive API

Secure Data Management

Compliant data storage with full audit trails and permanent record keeping

Three Primary System Advantages

Immediate Policy Details

Provides warranty administrators with comprehensive policy and policyholder details immediately when premium is received

Reduced Administration

Significantly reduces dealership administrative responsibilities associated with managing and properly accounting for premiums

Fiduciary Relief

Relieves dealership directors and owners of onerous fiduciary responsibilities imposed by financial regulations

READY TO TRANSFORM YOUR WARRANTY ADMINISTRATION?

Schedule a demonstration today and discover the ultimate premium collection solution